Another great budget saving tool are flash sale sites like Groupon. Groupon sells gift cards at a highly discounted rate. The last Groupon I bought was $8 for $20 worth of bakery product from our local bakery (and it was awesome!!). Groupon has been expanding which is great for us Canadians! They will also offer deals under other cities for internet stores, so be sure to check out cities other than the one you live in too!